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Properties Loan产业贷款

Properties Loan

Property Loan (personal name)

A simple and basic loan for commercial properties with added flexibility.

  • Option to have redraw facility.
  • Margin of financing of up to 90 % (with MRTA).
  • Flexibility to accept additional repayment in excess of the monthly fixed instalments to reduce principle outstanding.
  • Daily rest interest calculation based on the reducing principle outstanding on daily basis.
  • BR + 0.5 to 5% (depend BR from particular bank. Mostly interest rate will be 4.2% to 5.9% p.a.

Property Loan (company name)

A simple and basic loan for commercial properties with added flexibility.

  • Option to have redraw facility.
  • Margin of financing of up to 85% (with MRTA).
  • Flexibility to accept additional repayment in excess of the monthly fixed instalments to reduce principle outstanding.
  • Daily rest interest calculation based on the reducing principle outstanding on daily basis.
  • BLR – (1 to 2.3%) p.a. (BLR 6..75%p.a)

Extra Working Capital up to 300% margin can be financed which handled by MAGIC CONSULTANCY.

如何减少您房地产的利息,与加快还款

  1. 用EPF的第二户口,条件EPF回筹率低过5%
  2. 用定存,条件必须要先有6个月生活储备金,及定存少于4%
  3. 每月还多点 + 复利
  4. 其它高于6%的回筹投资, 等于回筹高于银行利息,那就别还银行房地产贷款。



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